Pundi X

What is Pundi X?

Pundi X is a global leader in providing innovative blockchain-based solutions for businesses seeking to leverage the advantages of blockchain technology. Their deployment of a blockchain-based point-of-sale (POS) solution has led to strategic collaborations with governments, payment companies, and retailers worldwide, fostering rapid growth.

Pundi X offers a borderless payment ecosystem that extends beyond traditional fiat currency. Recognizing the increasing demand for digital currency, the company addresses various use cases, from facilitating transactions to promoting financial inclusion, overcoming foreign exchange challenges, and mitigating fiat currency instability.

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Recent Video Interview

Main points of the interview:

• Pundi X focuses on real-world crypto adoption through payment solutions.
• The company transitioned from a closed-loop system to supporting decentralized, private wallets.
• Adoption is highest in countries with volatile currencies, like Turkey and South Africa.
• Future plans include leveraging AI for easier merchant adoption and transaction security.

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What is XPOS?

The XPOS, Pundi X's flagship blockchain-based payment solution, is operational in over 30 markets globally, simplifying digital currency transactions and making them as straightforward as purchasing everyday items like bottled water.

Key Features of Pundi XPOS Solutions:

• Acceptance of Digital Assets: Enable customers to purchase digital assets using fiat, bank cards, mobile wallets, or the Pundi XPASS.
• Frictionless Transactions with XPASS: The XPASS card allows seamless buying and selling transactions with a single swipe.
• Mobile Payment Integration: Digital wallets supporting Pundi X allow users to buy, spend, and accept digital currencies.
• Top-Up Support: Use fiat or a bank card to top up digital currency wallets at any Pundi X partner location.

In addition to supporting digital and fiat transactions, the XPOS serves as an all-in-one solution for retailers, offering features such as:

• Marketing and loyalty program support.
• Intelligent clearing system to increase store property value.
• Support for various digital assets, payment cards (e.g., XPASS), mobile payment apps, and blockchain-based wallet payments.
• Establishment of consumer credit history to reduce financial risks.
• Gateway for financial service providers.
• Support for loyalty or membership management systems and promotional and reward programs.

Other Features From Pundi X

Pundi X Rewards: Qualified retailers receive rewards for facilitating transactions via the XPOS, and customers earn free PURSE tokens that can be redeemed in subsequent purchases based on the current market price.

Pundi XPOS Hardware and Software: Pundi X continuously enhances and refines the hardware, software, and security of the XPOS solution, offering crypto exchange services, accepting crypto payments, providing crypto remittance, and tokenizing loyalty points (subject to local regulations).

XPASS Card and XWallet: Customers use the XPASS card for transactions, similar to a metro top-up card, managing their coins or tokens through the XWallet app. XWallet facilitates seamless offline and online blockchain transactions, allowing users to buy, spend, send, and receive digital assets with ease.

Pundi XPOS App Store: The XPOS, based on Android 7.0, features its application store. Developers can publish applications targeting retailers, including cryptocurrency transactions, wallets, financial services, loyalty programs, and more. PUNDIX tokens are used for settlements, with a token burn mechanism in place for handling fees.

Pundi X Team Background

Team Pundi X operates on a global scale, maintaining physical offices in Jakarta, Taipei, Tokyo, and Singapore. As of October 2023, the team comprises over 100 members, with a strong emphasis on research and development, constituting half of the workforce.

Core Team Members include Zac Cheah (Co-founder & CEO) who served as the Chief Evangelist Officer of Opera China and chaired the W3C Interest Group in Beijing and Oslo, Peko Wan (Chief Ecosystem Officer) who held positions at Opera Software and Ogilvy & Mather, and Sri Balan Krishnan (Chief Liaison Officer), whose expertise encompasses governance and compliance matters within the blockchain and fintech space.

Pundi enjoys a wealth of investors and partners, such as SFA, Fintech Indonesia, Maker, Binance, Polygon, Tron, Nem, Atomic, Trust Wallet, Metamask, PAX, Verifone, Onfindo, Moonstake, Chainlink, Ramp, Samsung Developers...

Pundi X Project Development

Pundi X, a leading developer of blockchain-based point-of-sale solutions, is unveiling its innovative "Pay via Email" feature on the Web3-enabled XPOS platform at the esteemed Singapore Fintech Festival. This introduction marks a significant step towards revolutionizing secure and efficient cryptocurrency transactions in both physical and online outlets.

The "Pay via Email" feature is not merely a new addition but a transformative tool that reshapes the dynamics of transactions between physical businesses and customers in the digital realm. Beyond simplifying payments, this feature offers a range of benefits, promising to redefine customer interactions with cryptocurrency in physical stores.

Empowers merchants to issue invoices through XPOS for online payments. Simplifies high-value transactions and streamlines the purchase process for customers. The introduction of the "Pay via Email" feature showcases Pundi X's commitment to providing innovative solutions that enhance the overall cryptocurrency payment experience, bridging the gap between physical and digital transactions.

Pundi X Price Analysis

As of July 31 2025 Pundi X has a marketcap of $85M. This is {{percentagefromath}} from its all time high of $10.07. In terms of its tokenomics, there's a total supply of 258M with 100% currently outstanding. Keep in mind Pundi X has a fully diluted value of $85M which many investors might interpret as overvalued.

Of course, don’t trust price predictions alone, always check the Coinrotator token screener to follow the trending market.