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## What is hi?
The hi Super App is a groundbreaking project aimed at creating the most user-friendly and functional crypto and fiat application. It introduces a gamified referral program designed to encourage mass adoption. Positioned as the next-generation all-in-one platform, hi offers a comprehensive suite of services catering to the global blockchain community. Here's a breakdown of its key features:

- Crypto and Fiat Accounts: Partnered with licensed institutions and banks, hi provides convenient fiat services alongside its crypto wallet, offering members the flexibility to convert fiat currencies into stablecoins for higher yields.
- Flexible and Fixed Term Earnings: Members can earn up to 11% APY by depositing USDT and ETH into flexible accounts without any lock-up period. Additionally, fixed-term earnings allow staking various tokens, with yield paid out in HI, offering up to 25% more APY with interest boosters.
- Instant Transfers: Leveraging Send and CashHash functions, hi enables instantaneous remittances across various platforms without any associated fees.

## hi Debit Card and Other Features
- hi Debit Card: With at least 100 HI staked, members gain access to a debit card usable at 60 million locations worldwide, integrating with mobile wallets for seamless transactions without foreign exchange fees.
- Merchant Accounts: Offering an intuitive payment gateway for merchants, hi allows settlements in crypto, stablecoins, or fiat with minimal transaction fees, supported by a proprietary dashboard for convenient management.
- Crypto Spot and Derivatives Trading: Developing a fast and secure crypto exchange, hi offers spot trading with minimal fees and plans to introduce perpetual futures trading with leverage of up to 1000x.
- Forex and Stocks Investing: In partnership with licensed institutions, hi provides a platform for trading equities, ETFs, and foreign currencies, democratizing access to traditional investment products.

## GameFi 
With over 3 million members globally, hi ventures into the Play-to-Earn space through hi Play, a gaming portal where members compete in tournaments using Game Chips convertible to HI. The platform plans to expand into blockchain gaming, offering in-game assets, educational content, and coaching.

Initial blockchain gaming titles that hi will partner with include Axie Infinity, [Illuvium](https://coinrotator.app/coin/illuvium), [The Sandbox](https://coinrotator.app/coin/the-sandbox), and [Decentraland](https://coinrotator.app/coin/decentraland).

## Security
Emphasizing a "Defense in Depth" culture, hi implements rigorous security measures, including insurance coverage, external penetration testing, and infrastructure solutions like Intel SGX and Funding Address Authentication Network to safeguard member assets.

## Phase 2: Decentralized hi
In its next phase, hi aims to pioneer a hybrid application enabling seamless transition between custodial and non-custodial wallets. The core functionality includes a multi-chain, non-custodial wallet offering users complete freedom and security in managing their digital assets. Integrations with leading decentralized exchanges simplify access to a wide range of tokens and financial products, enhancing the user experience within the decentralized ecosystem.

## Team Background and Investors

hi is operated by the hi Foundation, a non-profit organization based in Singapore. Dedicated to harnessing the potential of Web3, hi aims to democratize blockchain technology and empower billions of individuals to take control of their finances.

Team Members:
- Cris Blanco García: Marketing and Business Strategist, Hands-on Leader, Blockchain & DeFi Expert
- Alec Erasmus: Technical Visionary & Strategist, Bleeding-edge Technologist, Investments & Payments Expert
- Sasha Ruut: Operations and Compliance, Energetic Team Builder, TradFi + Defi = FutureFi
- Sean Rach: Superstar Marketer, Former CMO of Crypto.com, FinLit Passion

hi enjoys investment from Hashed, Hashkey, LongLing Capital, and CMCC Global.

## Project Development
In 2023, hi focused on advancing the hi App and forming strategic alliances to realize its Web3 vision through the hi Protocol. The hi App aimed to become the premier financial services super app, bridging crypto and fiat seamlessly, with significant feature additions marking substantial progress. A pivotal partnership with Animoca Brands and a $30 million investment facilitated the development of a groundbreaking Proof of Human Identity (PoHI) solution within the hi Protocol. 

The introduction of Virtual and Physical Debit Mastercards expanded user capabilities, while the hi Protocol Testnet showcased innovations in scalability and human identity proof. Regulatory compliance milestones were achieved, aligning with EU regulations, and partnerships with REVV Motorsport, The Sandbox, and GAMEE propelled hi's ecosystem growth. With the Mainnet launch in Q1 2024, hi aims to revolutionize the space with industry-leading collaborators. Additionally, a comprehensive study led to the overhaul of the $HI tokenomics, transitioning it to a governance and transactional token for the entire hi ecosystem.

## {{name}} Price Analysis

As of {{month}} {{day}} {{year}} {{name}} has a marketcap of {{marketcap}}. 
This is {{percentagefromath}} from its all time high of {{ath}}. 
In terms of its tokenomics, there's a total supply of {{totalsupply}} with {{percentagecirculatingsupply}} currently outstanding. 
Keep in mind {{name}} has a fully diluted value of {{fdv}} which many investors might interpret as overvalued. 

Of course, don’t trust price predictions alone, always check the Coinrotator token screener to follow the trending market.

hi Dollar

hi Dollar

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